University life is unpredictable — your health cover shouldn’t be. This guide explains how Health4Me gives South African students access to real, affordable private healthcare, what each plan covers, what it costs, and what to do with your cover when you graduate.
Health Awareness Resources
Newsroom
Keep up to date with the latest in health.
Select a newsroom Category
Kids’ Health Insurance: Should Your Children Be Covered? A Parent’s Guide
Discover the importance of health insurance for kids as we explain how access to quality healthcare services can help ensure a healthy future.
Kidney Stones vs Chronic Kidney Disease: Symptoms, Risks & Cover
Why Kidney Health Matters Your kidneys play a quiet but essential role in keeping your body healthy — and yet kidney problems are often overlooked...
Questions to Ask Your Optometrist: A Simple Eye Care Guide
Why Preparing for Your Eye Test Matters Many people only book an appointment with an optometrist when their vision becomes blurry, their eyes feel...
How to Choose Health Cover for 2026: Tips for South Africans
Looking for maternity medical aid in South Africa? Explore Momentum’s maternity benefits, from prenatal check-ups to hospital births, designed to support you and your baby before, during, and after pregnancy.
9 Timeless Habits for Better Health That Never Go Out of Style
Health fads come and go. Remember the cabbage soup diet? But some habits are timeless and always deliver results. While trends may change, the...
Antibiotics Explained: Uses, Side Effects, and How to Take Them Safely
Antibiotics are powerful medicines that fight bacterial infections, but they aren’t always the answer. Here’s a simple guide to what antibiotics do, when they’re needed, possible side effects, and how Bloom’s Health4Me cover makes safe access to GPs and prescriptions more affordable.
Preparing Kids for Injections: A Guide for Parents
For many children (and parents), injections at the doctor can feel overwhelming. Tears, fear, and stress are common, but it doesn’t have to be this...
Understanding UTIs: Symptoms and Prevention
A burning sensation when urinating, or the constant urge to use the bathroom, can be worrying and uncomfortable. These are some of the most common...
Your journey to quality healthcare starts here.
Health Insurance
Health4Me Bronze
Health4Me Silver
Health4Me Gold
Gap Cover
Gap Core
Gap Max
About
About Bloom
Frequently Asked Questions
Blog
Contact Us
Health Insurance
Momentum Health4Me is not a medical scheme product and is not a substitute for medical scheme membership.
Medical Aid
Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.
Gap Cover
Bloom Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Infiniti Insurance Limited, a licensed non-life insurer and authorised financial services provider (FSP 35914).
Momentum Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Guardrisk Insurance Company Limited (FSP 5394).
Motor Warranty
Bloom Motor Warranty is underwritten by New National Assurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 2603). Cover is subject to policy terms and conditions.
The information provided on this website does not constitute financial advice as defined by the Financial Advisory and Intermediary Services (FAIS) Act. © Bloom Financial Services 2026. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140).
Privacy Policy











