Our options in partnership with
Day-to-day benefits
Bronze
From R709Â P/M
Our entry-level option is designed to cover day-to-day needs and includes unlimited GP visits, acute medication, maternity benefits and more.
Silver
From R758Â P/M
Our balanced option covers the essentials as well as additional benefits such as maternity benefits, dentistry, optometry and more.
Gold
From R818Â P/M
Our most comprehensive option covers all the benefits offered on the Bronze and Silver options, plus specialist visits.
Major medical event benefits
Major medical event benefits are added onto the Health4Me day-to-day benefits options, and include cover for accidents and emergencies to ensure that you and your loved ones receive high quality care when you really need it. Accident and emergency cover provides in-hospital benefits for qualifying accidents and emergencies at a private hospital. A hospital cash and maternity lump-sum benefit, as well as a funeral benefit are also included to ensure that you are covered holistically.
Our Partners
Improving the lives of our customers is an ambitious goal that cannot be achieved without the right partner.
Bloom and Momentum have partnered to deliver Health4Me, which offers a holistic, cost-effective healthcare solution.
Newsroom
Keep up to date with the latest in health.
How to Get a Medical Certificate for Sick Leave Online
Feeling too ill to work? You don’t have to drag yourself to the doctor’s rooms for a sick note. Here’s how to get a valid medical certificate online in South Africa, when you legally need one, and what makes it count.
The Best & Worst Drinks for Hydration (and What Really Works)
Water isn’t the only way to stay hydrated. From milk and coconut water to the drinks that quietly leave you parched, here’s a simple guide to the best and worst drinks for hydration – how much you really need, and when dehydration is worth a doctor’s visit.
Acute vs Chronic Medication: What’s the Difference?
Acute or chronic? It’s an easy thing to muddle — but it affects how you treat an illness and how your cover works. Here’s a clear, simple guide to the difference between acute and chronic medication, with everyday South African examples and when to check in with your doctor.
What our customers think of Bloom and Health4Me
Your journey to quality healthcare starts here.
Get a quote now
We’ll call you back!
View our Privacy Policy
Health Insurance
Health4Me Bronze
Health4Me Silver
Health4Me Gold
Gap Cover
Gap Core
Gap Max
Motor
Kyalami Option
Zwartkops Option
Phakisa Option
Killarney Option
About
About Bloom
Frequently Asked Questions
Blog
Contact Us
Health Insurance
Momentum Health4Me is not a medical scheme product and is not a substitute for medical scheme membership.
Medical Aid
Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.
Gap Cover
Bloom Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Infiniti Insurance Limited, a licensed non-life insurer and authorised financial services provider (FSP 35914).
Momentum Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Guardrisk Insurance Company Limited (FSP 5394).
Mechanical Breakdown Insurance
Bloom mechanical breakdown insurance is underwritten by New National Assurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 2603). Cover is subject to policy terms and conditions.
The information provided on this website does not constitute financial advice as defined by the Financial Advisory and Intermediary Services (FAIS) Act. © Bloom Financial Services 2026. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140).
Privacy Policy