Our options in partnership with
Day-to-day benefits
Bronze
From R709Â P/M
Our entry-level option is designed to cover day-to-day needs and includes unlimited GP visits, acute medication, maternity benefits and more.
Silver
From R758Â P/M
Our balanced option covers the essentials as well as additional benefits such as maternity benefits, dentistry, optometry and more.
Gold
From R818Â P/M
Our most comprehensive option covers all the benefits offered on the Bronze and Silver options, plus specialist visits.
Major medical event benefits
Major medical event benefits are added onto the Health4Me day-to-day benefits options, and include cover for accidents and emergencies to ensure that you and your loved ones receive high quality care when you really need it. Accident and emergency cover provides in-hospital benefits for qualifying accidents and emergencies at a private hospital. A hospital cash and maternity lump-sum benefit, as well as a funeral benefit are also included to ensure that you are covered holistically.
Our Partners
Improving the lives of our customers is an ambitious goal that cannot be achieved without the right partner.
Bloom and Momentum have partnered to deliver Health4Me, which offers a holistic, cost-effective healthcare solution.
Newsroom
Keep up to date with the latest in health.
How to Access Quality Private Healthcare Without Medical Aid
Medical aid is out of reach for most South Africans, but private healthcare doesn’t have to be. Compare your options, see how health insurance differs from medical aid, and find out what Health4Me covers, from unlimited GP visits to accident and emergency cover.
How to Lower Cholesterol: What to Eat, What to Avoid and Lifestyle Tips
High cholesterol has no symptoms, but it responds well to change. Learn which foods lower cholesterol and which to limit, the lifestyle habits that make the biggest difference, healthy target levels, and how Health4Me helps you get checked.
Reviewing Your 2026 Budget and Planning for 2027: Don’t Overlook Health Cover
As 2026 ends and medical schemes announce next year’s increases, now is the time to review what your health cover really cost you and plan for 2027. Here’s what this year taught us, what to expect next year, and a step-by-step process to build the right cover into your budget.
What our customers think of Bloom and Health4Me
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Health Insurance
Momentum Health4Me is not a medical scheme product and is not a substitute for medical scheme membership.
Medical Aid
Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.
Gap Cover
Bloom Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Infiniti Insurance Limited, a licensed non-life insurer and authorised financial services provider (FSP 35914).
Momentum Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Guardrisk Insurance Company Limited (FSP 5394).
Mechanical Breakdown Insurance
Bloom mechanical breakdown insurance is underwritten by New National Assurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 2603). Cover is subject to policy terms and conditions.
The information provided on this website does not constitute financial advice as defined by the Financial Advisory and Intermediary Services (FAIS) Act. © Bloom Financial Services 2026. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140).
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