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Evolve Option

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    Our Evolve medical aid option is for digitally savvy individuals looking for affordable hospital cover and virtual GP visits, with the ability to manage their membership from their device in the comfort of their homes.

    Covers hospitalisation from the Evolve Network of private hospitals (no overall annual limit) with 2 virtual doctors’ consultations.

    • Hospitalisation from the Evolve
    • Network of private hospitals.
      Access to 2 virtual consultations per beneficiary per year from the GP
    • Virtual Consultation Network, which includes Hello Doctor.
    • Preventative care with early detection tests.

    Evolve Option

    From R1847 P/M

    Terms and Conditions Apply

    Evolve Option

    From R1424 P/M

    Terms and Conditions Apply

    Our Evolve medical aid option is for digitally savvy individuals looking for affordable hospital cover and virtual GP visits, with the ability to manage their membership from their device in the comfort of their homes.

    Covers hospitalisation from the Evolve Network of private hospitals (no overall annual limit) with 2 virtual doctors’ consultations.

    • Hospitalisation from the Evolve
    • Network of private hospitals.
      Access to 2 virtual consultations per beneficiary per year from the GP
    • Virtual Consultation Network, which includes Hello Doctor.
    • Preventative care with early detection tests.

    In-hospital Benefits

    The Evolve Option provides cover for hospitalisation at the Evolve Network of private hospitals (see page 40 for this list). There is no overall annual limit for hospitalisation. A co-payment of R2 000 per authorisation applies to Major Medical Benefits, including for non-emergency Prescribed Minimum Benefits, except for motor vehicle accidents, maternity confinements, emergency treatment, and when you involuntarily use a non-designated Service Provider. An additional co-payment may apply for certain specialised procedures

    Hospital Choice

    Associated specialists covered in full
    Other specialists covered up to 100% of Momentum Medical Scheme Rate
    Hospital accounts are covered in full at the rate agreed upon with the hospital group No overall annual limit applies

    Hospitalisation

    Benefit
    Associated specialists covered in full
    Other specialists covered up to 100% of the Momentum Medical Scheme Rate
    Hospital accounts are covered in full at the rate agreed upon with the hospital group
    No overall annual limit applies
    Oncology
    R200 000 per beneficiary per year, thereafter a 20% co-payment applies. Momentum Medical Scheme Reference Pricing will apply to chemotherapy and adjuvant medication. You need to get your oncology treatment and medication from the Evolve Network of Oncologists
    Organ transplants
    Limited to Prescribed Minimum Benefits at State facilities
    MRI and CT scans, magnetic resonance cholangiopancreatography (MRCP), whole body radioisotope and PET scans (in- and out-of-hospital)
    No annual limit applies, subject to a co-payment of R3 850 per scan and pre-authorisation
    Mental health
    – incl. psychiatry and psychology
    – drug and alcohol rehabilitation

    Limited to Prescribed Minimum Benefits at Evolve Network hospitals

    Trauma benefit
    Covers certain day-to-day benefits that form part of the recovery following specific traumatic events, such as near drowning, poisoning, severe allergic reaction, and external and internal head injuries. Appropriate treatment related to the event is covered as per authorisation
    Take-home medication
    7 days’ supply

    Specialised Procedures/Treatment

    Certain specialised procedures/treatment covered, when clinically
    appropriate, in- or out-of-hospital

    Prescribed Minimum Benefits

    (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    Chronic Benefits

    The Chronic Benefit covers certain life-threatening conditions that need ongoing treatment. The Chronic Benefit includes cover for the 26 Chronic Disease List (CDL) conditions, which form part of the Prescribed Minimum Benefits (PMBs). Chronic benefits are subject to registration and approval.

    Network

    Chronic Benefit formulary:
    State formulary

    Benefit

    26 conditions – no annual limit applies

    Prescribed Minimum Benefits

    (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    Day-to-day

    This benefit provides for day-to-day medical expenses, such as GP visits and prescribed medication. You have the choice of adding more day-to-day cover through the HealthSaver+.

    Savings

    You may add the HealthSaver+ to provide cover for your day-to-day healthcare expenses

    Benefit

    GP Visits

    • 2 virtual consultations per beneficiary per year from the GP Virtual Consultation Network, which includes Hello Doctor. Consultations include scripting of medication where required. Medication is subject to HealthSaver+, if available.
    • If you need cover for other day-to-day expenses, like additional GP visits or prescribed medicine, you can choose
      to make use of the HealthSaver.

    + You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme.

    The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

    Health Platform Benefits

    The Health Platform Benefit encourages health awareness, enhances quality of life and gives peace of mind through preventative care, early detection and a leading maternity programme.

    Network Provider

    Available from: any provider.

    Benefit

    Preventative care includes:

    Baby immunisations (On Ingwe Option, baby immunisations are covered in private facilities for baby’s first year, limited to R3 100. Once the limit is reached, immunisations are available at the Department of Health baby clinics

    Flu vaccines

    Tetanus diphtheria injection

    Pneumococcal vaccine

    Early detection tests include:

    Health assessment: Blood pressure test, Cholesterol and Blood sugar (finger prick tests), height, weight and waist circumference All principal members and adult beneficiaries Once a year

    Preventative dental care covered up to R500 per beneficiary at any dental provider

    Pap smear consultation (nurse, GP* or gynaecologist)

    Pap smear (pathologist)

    Pap smear (pathologist) – Standard or LBC (Liquid based cytology) or – HPV PCR screening test (If result indicates high risk, then a follow-up LBC is also covered)

    Mammogram

    FIT (Faecal immunochemical testing) test

    DEXA bone density scan (radiologist, GP* or specialist)

    General physical examination (GP* consultation)

    Prostate specific antigen (pathologist)

    Cholesterol test (pathologist)**

    Blood sugar test (pathologist)***

    Glaucoma test

    HIV test (pathologist)

    Maternity programme

    Doula benefit

    Antenatal visits (Midwives, GP* or gynaecologist)

    Nurse home visit

    Urine tests (dipstick)

    Pathology tests – Blood group, full blood count and Rhesus factor, Creatinine, Glucose strip, Haemoglobin estimation, Urinalysis, Urine tests (microscopic exams, antibiotic susceptibility and culture)

    Scans

    Paediatrician visits

    Health line
    24-hour emergency health advice

    For more information on this option, download the relevant document below.

    See Our Medical Aid Options

    Ingwe Option

    From R589 P/M

    It’s an affordable, entry-level medical aid plan, but you can still enjoy hospital cover, day-to-day and chronic illness benefits when you use the network providers.

    Terms and Conditions Apply

    Custom Option

    From R2353 P/M

    The Custom Option is the medical aid plan to choose if you are looking for an affordable hospital plan with customisable savings through HealthSaver+ and free preventative screening benefits.

    Terms and Conditions Apply

    Your journey to quality healthcare starts here.

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