From R482 per month

Our Ingwe medical aid option might be the perfect medical cover for you if you’re a first-time earner or a student. 

It’s an affordable, entry-level medical aid plan, but you can still enjoy hospital cover, day-to-day and chronic illness benefits when you use the network providers. 

Interested?

Send us your details to get a quote.

    In-hospital Benefits

    This benefit covers hospitalisation as well as some out-of-hospital procedures or treatments that can be safely performed in a doctor’s room, registered day hospital, or out-patient facility.

    Hospital choice

    Providers
    Any private hospital, Ingwe Network of hospitals, or State hospitals (public facilities).

    Hospitalisation

    Benefit
    Hospital accounts are covered in full at the rate agreed upon with the hospital group. Accounts for specialists are covered up to 100% of the Momentum Medical Scheme Rate.

    Maternity confinements
    No annual limit applies.

    Caesarean section
    Emergency caesareans are covered.

    Neonatal intensive care
    No annual limit applies.

    Organ transplant
    Limited to Prescribed Minimum Benefits* at State facilities.

    MRI and CT scans, magnetic resonance cholangiopancreatography, whole body radioisotope and PET scans.
    Limited to Prescribed Minimum Benefits* at State facilities.

    Medical rehabilitation and step-down facilities
    Limited to R15 100 per beneficiary every year.

    Take-home medication 7 days’ supply.
    *Prescribed Minimum Benefits (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    This benefit takes care of certain life-threatening conditions, such as diabetes and heart disease, that need ongoing treatment.

    Network provider
    Only available from Ingwe Primary Care Network or Ingwe Active Network providers.

    Benefit Cover
    26 conditions under Prescribed Minimum Benefits* according to the Chronic Disease List.

    *Prescribed Minimum Benefits (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    This benefit covers your everyday medical expenses, such as doctors’ visits and prescribed medication.

    Network provider
    Ingwe Primary Care Network or Ingwe Active Network providers.

    Savings Account
    No savings
    Can add HealthSaver+.

    Benefit
    General practitioners
    • Unlimited GP visits
    • From the 11th visit onwards, you’ll need pre-authorisation from the Scheme for it to be covered.
    • You also get 3 virtual doctor consultations per beneficiary per year from the GP Virtual Consultation Network, which includes Hello Doctor. Consultations include scripting of medication where required.
    Eye care
    • 1 standard eye test.
    • 1 pair of clear standard or bi-focal lenses with a standard frame.
    • Benefits available per beneficiary every 2 years.
    Dentistry
    • 1 consultation per beneficiary every year, plus extractions, fillings, and x-rays.
    • Specialised dentistry, such as braces, is not covered by the Scheme.
    Medicine
    Prescribed medication is subject to a list of medicine referred to as the prescribed formulary.
    Mental health
    Limited to Prescribed Minimum Benefits* at State facilities.
    Specialist visits
    • 2 visits per family every year.
    • Limited to R1 220 per visit and up to a maximum of R2 440 per family per year.
    • Covered at 100% of the Momentum Medical Scheme Rate.

    + You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

    *Prescribed Minimum Benefits (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    A unique benefit that encourages health awareness, enhances the quality of life and gives peace of mind through preventative care and early detection tests.

    Network provider
    Only available from Ingwe Primary Care Network or Ingwe Active Network providers, except for health assessments, maternity programme benefits, and baby immunisations.

    Benefit
    Preventative care includes:
    • baby immunisations covered in private facilities for baby’s 1st year up to R2 650,
    • flu vaccines,
    • tetanus-diphtheria injections, and more.
    Early detection tests include:
    • pap smears,
    • dental consultations,
    • general physical examinations,
    • prostate specific antigens,
    • health assessments,
    • cholesterol tests,
    • blood sugar tests,
    • HIV tests, and other tests.
    Maternity programme

    7 antenatal visits which include:

    • a urine test,
    • certain antenatal pathology tests,
    • 1 paediatrician visit in baby’s first year,
    • 2 pregnancy scans, and
    • a nurse home visit after returning home from the hospital.
    Health management programmes

    For the management of the following conditions:

    • diabetes,
    • hypertension,
    • HIV/Aids,
    • oncology,
    • mental health,
    • drug and alcohol rehabilitation,
    • chronic renal failure,
    • organ transplants, and
    • cholesterol.
    Health line
    24-hour emergency health advice.
    Emergency evacuation
    Emergency evacuation in South Africa by Netcare 911.

    young black woman using her smartphone

    Evolve
    Option

    For digitally savvy individuals who are looking for affordable hospital cover and virtual GP visits, with the ability to manage their membership from their device in the comfort of their own home.


    R1 424 per month

    Terms & Conditions Apply.

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    Custom
    Option

    The Custom Option is the medical aid plan to choose if you are looking for an affordable hospital plan with customisable savings through HealthSaver+ and free preventative screening benefits.


    R1 808.00 per month

    Terms & Conditions Apply.

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