Ingwe Option
From R482 per month
Our Ingwe medical aid option might be the perfect medical cover for you if you’re a first-time earner or a student.
It’s an affordable, entry-level medical aid plan, but you can still enjoy hospital cover, day-to-day and chronic illness benefits when you use the network providers.
- Affordable access to entry-level cover.
- Hospitalisation cover from Any hospital, the Ingwe Network of private hospitals, or State hospitals.
- Your contribution is based on your income and family composition.
Interested?
Send us your details to get a quote.
In-hospital Benefits
This benefit covers hospitalisation as well as some out-of-hospital procedures or treatments that can be safely performed in a doctor’s room, registered day hospital, or out-patient facility.
Hospital choice
Providers
Any private hospital, Ingwe Network of hospitals, or State hospitals (public facilities).
Benefit
Hospital accounts are covered in full at the rate agreed upon with the hospital group. Accounts for specialists are covered up to 100% of the Momentum Medical Scheme Rate.
Maternity confinements
No annual limit applies.
Caesarean section
Emergency caesareans are covered.
Neonatal intensive care
No annual limit applies.
Organ transplant
Limited to Prescribed Minimum Benefits* at State facilities.
MRI and CT scans, magnetic resonance cholangiopancreatography, whole body radioisotope and PET scans.
Limited to Prescribed Minimum Benefits* at State facilities.
Medical rehabilitation and step-down facilities
Limited to R15 100 per beneficiary every year.
Take-home medication 7 days’ supply.
This benefit takes care of certain life-threatening conditions, such as diabetes and heart disease, that need ongoing treatment.
Network provider
Only available from Ingwe Primary Care Network or Ingwe Active Network providers.
Benefit Cover
26 conditions under Prescribed Minimum Benefits* according to the Chronic Disease List.
*Prescribed Minimum Benefits (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.
This benefit covers your everyday medical expenses, such as doctors’ visits and prescribed medication.
Network provider
Ingwe Primary Care Network or Ingwe Active Network providers.
Savings Account
No savings
Can add HealthSaver+.
Benefit
+ You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.
*Prescribed Minimum Benefits (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.
A unique benefit that encourages health awareness, enhances the quality of life and gives peace of mind through preventative care and early detection tests.
Network provider
Only available from Ingwe Primary Care Network or Ingwe Active Network providers, except for health assessments, maternity programme benefits, and baby immunisations.
Benefit
Evolve
Option
For digitally savvy individuals who are looking for affordable hospital cover and virtual GP visits, with the ability to manage their membership from their device in the comfort of their own home.
R1 424 per month
Terms & Conditions Apply.
Custom
Option
The Custom Option is the medical aid plan to choose if you are looking for an affordable hospital plan with customisable savings through HealthSaver+ and free preventative screening benefits.
R1 808.00 per month
Terms & Conditions Apply.
Want to learn more about Ingwe?
For more information on this option, download the relevant document below.
