Our top-tier mechanical breakdown insurance plan, built for drivers who want the strongest possible protection against costly, unexpected repairs — with no excess, no qualifying criteria, and no cumulative claims limit.
Up to R50,000 engine cover
Your engine is the most important and most commonly repaired component in your vehicle. Your Kyalami plan gives you up to R50,000 in engine cover, with no excess to pay on approved claims.
No excess payable
No excess on any approved claim — your full benefit limit is available to you from day one. More cover, less admin, no surprises.
No qualifying criteria
Any car or motorcycle qualifies — no age limits, no mileage restrictions. Whether you drive a newer model or a high-mileage vehicle, your cover starts on the same terms.
Why choose the Kyalami mechanical breakdown cover?
Cover for unexpected mechanical and electrical failures, ensuring your vehicle gets back on the road quickly.
Nationwide assistance
Access to an extensive partner network of repair specialists, wherever you are in South Africa.
Stress-free support
We manage the process from breakdown to repair, helping you avoid surprise costs and lengthy delays.
Kyalami mechanical breakdown cover benefits
The Kyalami Plan is Bloom’s top-tier Motor Warranty option — designed for drivers who want the strongest financial protection against unexpected mechanical breakdowns. With the highest benefit limits across all major components, this plan helps safeguard your vehicle’s most expensive parts, from the engine to the drivetrain.
There are no age or mileage restrictions, and you’ll enjoy a range of valuable extensions including towing, mobility, accommodation, instalment protection and excess protection.
Plus, both cars and motorcycles are covered, with no cumulative claims limit, giving you true peace of mind on the road.
Benefits Covered
Protects key components including the engine, gearbox, drivetrain, differential, cooling system, electrical components, suspension and more — across 22 categories. Each component carries its own sub-limit. See the full benefits table below.
All Vehicles Qualify
Any vehicle qualifies — no age or mileage limits apply. Choose top-tier cover no matter how far your car or motorcycle has travelled.
Extensions of Cover
Receive additional valuable support benefits, including mobility charges, towing and recovery, accommodation, instalment protection, and insurance excess assistance — all designed to support you during unexpected breakdowns.
No Cumulative Claims Limit
Claim as many times as needed over the life of your plan, up to the benefit limits — no lifetime claims cap.
Limits of indemnities and benefit categories
Each policy includes one benefit category, ensuring the same level of cover
no matter your vehicle’s age, mileage, or how far you travel.
| Kyalami | |
|---|---|
| Engine | R 50,000.00 |
| Gearbox | R 40,000.00 |
| Differential and Front Wheel Drive Unit | R 35,000.00 |
| Transfer Case | R 35,000.00 |
| Forced Induction System | R 10,000.00 |
| Management System | R 10,000.00 |
| Air Conditioner | R 9,000.00 |
| Braking System | R 9,000.00 |
| Clutch and Flywheel | R 9,000.00 |
| Cooling System | R 9,000.00 |
| Drive Shafts | R 9,000.00 |
| Electrical Components | R 9,000.00 |
| Electronic Ignition | R 9,000.00 |
| Propulsion System | R 9,000.00 |
| Pulleys | R 9,000.00 |
| Sensors and Sender Units | R 9,000.00 |
| Steering System | R 9,000.00 |
| Suspension | R 9,000.00 |
| Wheel Bearings | R 9,000.00 |
| Alarms and Immobilisers | R 4,000.00 |
| Audiovisual, Communication, and Navigation Systems | R 4,000.00 |
| Central Locking and Transponder Keys | R 4,000.00 |
Please refer to the policy terms and conditions for details on what is covered under each heading.
| Headings | Kyalami |
|---|---|
| Engine | R 50,000.00 |
| Gearbox | R 40,000.00 |
| Drivetrain and Drive Shafts | R 35,000.00 |
| Forced Induction System | R 10,000.00 |
| Management System | R 10,000.00 |
| Braking System | R 9,000.00 |
| Clutch and Flywheel | R 9,000.00 |
| Cooling System | R 9,000.00 |
| Electrical Components | R 9,000.00 |
| Electronic Ignition | R 9,000.00 |
| Propulsion System | R 9,000.00 |
| Sensors and Sender Units | R 9,000.00 |
| Suspension | R 9,000.00 |
| Wheel Bearings | R 9,000.00 |
| Alarms and Immobilisers | R 4,000.00 |
| Audiovisual, Communication, and Navigation Systems | R 4,000.00 |
Please refer to the policy terms and conditions for details on what is covered under each heading.
| Headings | Kyalami |
|---|---|
| Mobility Charges | R 2,000.00 |
| Towing or Vehicle Recovery, and Storage Charges | R 2,000.00 |
| Accommodation Charges | R 1,500.00 |
| Instalment Payment Protection | R 1,500.00 |
| Insurance Excess Payment | R 1,500.00 |
Waiting Periods & Claim Conditions
Waiting period:
A 60-day waiting period applies from your policy start date, requiring three full premium payments before any claim will be accepted. Claims submitted within this period will not be approved.
Subsequent claims: Claims arising from a breakdown occurring within 1,500km of a previously reported claim may not be covered. Please refer to your policy document for full details.
Protection that goes the distance!
With Bloom Raceways Mechanical Breakdown Insurance, you safeguard more than your car or motorcycle. You protect your freedom, your safety, and your time.
Ready to protect what matters most?
Speak to a Bloom adviser today.
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