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Feeling too ill to work? You don’t have to drag yourself to the doctor’s rooms for a sick note. Here’s how to get a valid medical certificate online in South Africa, when you legally need one, and what makes it count.
Water isn’t the only way to stay hydrated. From milk and coconut water to the drinks that quietly leave you parched, here’s a simple guide to the best and worst drinks for hydration – how much you really need, and when dehydration is worth a doctor’s visit.
Acute or chronic? It’s an easy thing to muddle — but it affects how you treat an illness and how your cover works. Here’s a clear, simple guide to the difference between acute and chronic medication, with everyday South African examples and when to check in with your doctor.
Medical aid or medical insurance? They sound alike, but they’re built for different needs, and choosing wrong can cost you. Here’s a clear, simple guide to how they differ in cover, claims and cost in South Africa, so you can pick the right fit with confidence.
Explore types of stomach pain – female. Learn to recognise the causes & symptoms of abdominal pain. Get Health4Me healthcare cover with specialist benefits.
Motor warranty, service plan, maintenance plan. Three products that sound alike but protect you against entirely different risks. This guide explains what each one covers, what it does not, and which combination makes sense for your vehicle.
Could you cover a R30,000 engine repair from savings today? For most South African drivers, the answer is no. This guide breaks down when an extended car warranty is worth the monthly cost, when it might not be, and what to look for in a policy that actually protects you.
Most used cars in South Africa are sold without any mechanical warranty. Bloom’s MBI changes that, with no age restrictions, no mileage limits, and cover across 22 component categories for vehicles and motorcycles alike.
Most South African drivers only discover that their car insurance doesn’t cover mechanical failure when they’re already stranded. This guide explains what Mechanical Breakdown Insurance is, what it covers across 22 component categories, and how to choose the right level of protection for your vehicle.
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Health Insurance
Momentum Health4Me is not a medical scheme product and is not a substitute for medical scheme membership.
Medical Aid
Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.
Gap Cover
Bloom Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Infiniti Insurance Limited, a licensed non-life insurer and authorised financial services provider (FSP 35914).
Momentum Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Guardrisk Insurance Company Limited (FSP 5394).
Mechanical Breakdown Insurance
Bloom mechanical breakdown insurance is underwritten by New National Assurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 2603). Cover is subject to policy terms and conditions.
The information provided on this website does not constitute financial advice as defined by the Financial Advisory and Intermediary Services (FAIS) Act. © Bloom Financial Services 2026. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140).
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