Get more with flexible mechanical breakdown cover
For a best-in-class mechanical breakdown service
When your vehicle breaks down, it’s more than just inconvenient. It can disrupt your day, your plans, and even your safety. That’s why Raceway’s Mechanical Breakdown Cover is built to give you peace of mind on every journey.
Digital first. Client focused
We don’t waste your time with unnecessary paperwork or offices. Our systems are fully cloud-enabled, allowing us to focus on what matters most: you. That means faster service, smoother communication, and more time dedicated to keeping you and your vehicle moving.
Qualifying criteria
All of our mechanical breakdown insurance policies are available to every vehicle owner. There are no restrictions based on your vehicle’s age or mileage, so you can choose the policy that best suits your needs.
Why choose the Killarney mechanical breakdown cover?
Cover for unexpected mechanical and electrical failures, ensuring your vehicle gets back on the road quickly.
Nationwide assistance
Access to an extensive partner network of repair specialists, wherever you are in South Africa.
Stress-free support
We manage the process from breakdown to repair, helping you avoid surprise costs and lengthy delays.
Killarney mechanical breakdown cover benefits
The Killarney Plan provides simple, essential mechanical breakdown cover for drivers who want affordable protection for their cars or motorcycles. This plan covers core components like the engine, gearbox, braking system and electrical systems, helping reduce the financial stress of unexpected repairs.
Any vehicle qualifies — no age or mileage limits apply — and you’ll still enjoy important value-adds such as mobility assistance, towing/recovery, accommodation benefits, instalment protection and insurance excess protection.
With no cumulative claims limit, the Killarney Plan offers cost-effective peace of mind when you need it most.
Total Benefits Covered
Enjoy up to R309,000 in cover for motor vehicles and R234,000 for motorcycles — including major components like the engine, gearbox, drivetrain, cooling system, electronics and more. This is our highest level of protection for your vehicle.
No Qualifying Criteria
Any vehicle qualifies — no age or mileage limits apply. Choose top-tier cover no matter how far your car or motorcycle has travelled.
Extensions of Cover
Get an additional R8,500 in valuable support benefits, including mobility charges, towing and recovery, accommodation, instalment protection, and insurance excess assistance. These help you stay mobile and financially supported during repairs.
No Cumulative Claims Limit
Claim as many times as needed over the life of your plan, up to the benefit limits — no lifetime claims cap.
Limits of indemnities and benefit categories
Each policy includes one benefit category, ensuring the same level of cover
no matter your vehicle’s age, mileage, or how far you travel.
| Kyalami | |
|---|---|
| Engine | R 50,000.00 |
| Gearbox | R 40,000.00 |
| Differential and Front Wheel Drive Unit | R 35,000.00 |
| Transfer Case | R 35,000.00 |
| Forced Induction System | R 10,000.00 |
| Management System | R 10,000.00 |
| Air Conditioner | R 9,000.00 |
| Braking System | R 9,000.00 |
| Clutch and Flywheel | R 9,000.00 |
| Cooling System | R 9,000.00 |
| Drive Shafts | R 9,000.00 |
| Electrical Components | R 9,000.00 |
| Electronic Ignition | R 9,000.00 |
| Propulsion System | R 9,000.00 |
| Pulleys | R 9,000.00 |
| Sensors and Sender Units | R 9,000.00 |
| Steering System | R 9,000.00 |
| Suspension | R 9,000.00 |
| Wheel Bearings | R 9,000.00 |
| Alarms and Immobilisers | R 4,000.00 |
| Audiovisual, Communication, and Navigation Systems | R 4,000.00 |
| Central Locking and Transponder Keys | R 4,000.00 |
Please refer to the policy terms and conditions for details on what is covered under each heading.
| Headings | Kyalami |
|---|---|
| Engine | R 50,000.00 |
| Gearbox | R 40,000.00 |
| Drivetrain and Drive Shafts | R 35,000.00 |
| Forced Induction System | R 10,000.00 |
| Management System | R 10,000.00 |
| Braking System | R 9,000.00 |
| Clutch and Flywheel | R 9,000.00 |
| Cooling System | R 9,000.00 |
| Electrical Components | R 9,000.00 |
| Electronic Ignition | R 9,000.00 |
| Propulsion System | R 9,000.00 |
| Sensors and Sender Units | R 9,000.00 |
| Suspension | R 9,000.00 |
| Wheel Bearings | R 9,000.00 |
| Alarms and Immobilisers | R 4,000.00 |
| Audiovisual, Communication, and Navigation Systems | R 4,000.00 |
Please refer to the policy terms and conditions for details on what is covered under each heading.
| Headings | Kyalami |
|---|---|
| Mobility Charges | R 2,000.00 |
| Towing or Vehicle Recovery, and Storage Charges | R 2,000.00 |
| Accommodation Charges | R 1,500.00 |
| Instalment Payment Protection | R 1,500.00 |
| Insurance Excess Payment | R 1,500.00 |
More about Cumulative Cover
Cumulative claims limit R 1,500.00 R 1,500.00 R 1,500.00 R 1,500.00 R 1,500.00 Across all of our mechanical breakdown policies, there is no cumulative limit on the total value of claims that may be lodged.
Protection that goes the distance!
With Raceway Mechanical Breakdown Cover, you safeguard more than your car, carts and motorcycle. You protect your freedom, your safety, and your time.
Get a quote now
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