Our options in partnership with
Day-to-day benefits
Bronze
From R655Â P/M
Our entry-level option is designed to cover day-to-day needs and includes unlimited GP visits, acute medication, maternity benefits and more.
Silver
From R701Â P/M
Our balanced option covers the essentials as well as additional benefits such as maternity benefits, dentistry, optometry and more.
Gold
From R756Â P/M
Our most comprehensive option covers all the benefits offered on the Bronze and Silver options, plus specialist visits.
Major medical event benefits
Major medical event benefits are added onto the Health4Me day-to-day benefits options, and include cover for accidents and emergencies to ensure that you and your loved ones receive high quality care when you really need it. Accident and emergency cover provides in-hospital benefits for qualifying accidents and emergencies at a private hospital. A hospital cash and maternity lump-sum benefit, as well as a funeral benefit are also included to ensure that you are covered holistically.
Our Partners
Improving the lives of our customers is an ambitious goal that cannot be achieved without the right partner.
Bloom and Momentum have partnered to deliver Health4Me, which offers a holistic, cost-effective healthcare solution.
Newsroom
Keep up to date with the latest in health.
How to Choose Health Cover for 2026: Tips for South Africans
Looking for maternity medical aid in South Africa? Explore Momentum’s maternity benefits, from prenatal check-ups to hospital births, designed to support you and your baby before, during, and after pregnancy.
Why Exceptional Customer Service Makes Bloom Your Trusted Insurance Partner
Bloom is ranked #3 in Insurance on HelloPeter, with a 10/10 Trust Index and a 4.88-star rating from over 6,160 reviews. Discover why our award-winning customer service makes us one of South Africa’s most trusted insurance brokers.
Your Guide to Maternity Medical Aid in South Africa
Looking for maternity medical aid in South Africa? Explore Momentum’s maternity benefits, from prenatal check-ups to hospital births, designed to support you and your baby before, during, and after pregnancy.
What our customers think of Bloom and Health4Me
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Momentum Health4Me is not a medical scheme product, and is not a substitute for medical scheme membership. The information provided on this website does not constitute advice in terms of the Financial Advisory and Intermediary Services Act. Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.
Bloom Gap Cover is not a medical Scheme. Products that are offered are not the same as that of a medical scheme.
© Bloom Financial Services 2025. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140). Bloom Gap is underwritten by Infiniti Insurance Limited a licensed non-life insurer and an authorised financial services provider (FSP No.35914)
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