Specialist

Get a quote now

We’ll call you back

    View our Privacy Policy

    Specialist Benefits

    A maximum of 2 visits, limited to R1 425 per visit and up to R2 850 per member/family per year

    Members may consult any specialist, subject to a Network GP referral and pre-authorisation

    The specialist may refer the member for pathology and radiology according to the applicable Health4Me pathology and radiology lists

    The specialist may prescribe medication, subject to the event limit

    Shortfalls will be payable by the member

    Waiting periods apply

    Specialist benefit disciplines covered

    Discipline Discipline description Discipline Discipline description
    12 Dermatology 26 Ophthalmology
    16 Gynaecology 28 Orthopaedics
    17 Pulmonology 30 ENT
    18 Physicians 31 Rheumatology
    Discipline Discipline description Discipline Discipline description
    21 Cardiology 36 Plastic and Reconstructive Surgery
    22 Psychiatry 40 Radiation Oncology
    23 Medical Oncology 42 General Surgeon
    24 Neurosurgery 44 Cardio Thoracic Surgery
    25 Nuclear Medicine 46 Urology

    Please note that this benefit is only available on the Health4Me Gold option.

    To download a copy of the Specialist benefit information click on the download button below.

    Need Advice?

    An accredited consultant will call you to discuss our medical aid options and benefits.

    Your journey to quality healthcare starts here.

    Health Insurance

    Health4Me Bronze

    Health4Me Silver

    Health4Me Gold

    Gap Cover

    Gap Core

    Gap Max

    About

    About Bloom

    Frequently Asked Questions

    Blog

    Contact Us

    momentum white logo
    momentum white logo
    momentum white logo

    Momentum Health4Me is not a medical scheme product, and is not a substitute for medical scheme membership. The information provided on this website does not constitute advice in terms of the Financial Advisory and Intermediary Services Act. Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.

    Bloom Gap Cover is not a medical Scheme. Products that are offered are not the same as that of a medical scheme.

    © Bloom Financial Services 2025. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140). Bloom Gap is underwritten by Infiniti Insurance Limited a licensed non-life insurer and an authorised financial services provider (FSP No.35914)

    Privacy Policy