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Evolve Option

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    Our Evolve medical aid option is for digitally savvy individuals looking for affordable hospital cover and virtual GP visits, with the ability to manage their membership from their device in the comfort of their homes.

    Covers hospitalisation from the Evolve Network of private hospitals (no overall annual limit) with 2 virtual doctors’ consultations.

    • Hospitalisation from the Evolve
    • Network of private hospitals.
      Access to 2 virtual consultations per beneficiary per year from the GP
    • Virtual Consultation Network, which includes Hello Doctor.
    • Preventative care with early detection tests.

    Evolve Option

    From R1847 P/M

    Terms and Conditions Apply

    Evolve Option

    From R1424 P/M

    Terms and Conditions Apply

    Our Evolve medical aid option is for digitally savvy individuals looking for affordable hospital cover and virtual GP visits, with the ability to manage their membership from their device in the comfort of their homes.

    Covers hospitalisation from the Evolve Network of private hospitals (no overall annual limit) with 2 virtual doctors’ consultations.

    • Hospitalisation from the Evolve
    • Network of private hospitals.
      Access to 2 virtual consultations per beneficiary per year from the GP
    • Virtual Consultation Network, which includes Hello Doctor.
    • Preventative care with early detection tests.

    In-hospital Benefits

    The Evolve Option provides cover for hospitalisation at the Evolve Network of private hospitals. There is no overall annual
    limit for hospitalisation. A co-payment of R1 920 per authorisation applies to Major Medical Benefits including for non-emergency Prescribed Minimum Benefits, except for motor vehicle accidents, maternity confinements, emergency treatment and when you involuntarily use a non-designated Service Provider. An additional co-payment may apply for certain specialised procedures

    Hospital Choice

    Evolve Network hospitals
    Certain procedures are only covered in day hospitals

    Hospitalisation

    Benefit
    Associated specialists covered in full
    Other specialists covered up to 100% of the Momentum Medical Scheme Rate
    Oncology
    R200 000 per beneficiary per year, thereafter a 20% co-payment applies. Momentum Medical Scheme reference pricing may apply to chemotherapy and adjuvant medication. You need to get your oncology treatment and medication from the Evolve Network of oncologists
    Organ transplants
    Limited to Prescribed Minimum Benefits at State facilities
    MRI and CT scans, magnetic resonance cholangiopancreatography (MRCP), whole body radioisotope and PET scans (in- and out-of-hospital)
    No annual limit applies, subject to a co-payment of R3 200 per scan and pre-authorisation
    Mental health
    – including psychiatry and psychology
    – drug and alcohol rehabilitation

    Limited to Prescribed Minimum Benefits at Evolve Network hospitals

    Trauma benefit
    Covers certain day-to-day claims that form part of the recovery following specific traumatic events, such as near drowning, poisoning, severe allergic reaction and external and internal head injuries. Appropriate treatment related to the event is covered as per authorisation
    Take-home medication
    7 days’ supply

    Specialised Procedures/Treatment

    Certain specialised procedures/treatment covered, when clinically
    appropriate, in- or out-of-hospital

    Prescribed Minimum Benefits

    (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    Chronic Benefits

    This benefit takes care of certain life-threatening conditions, such as diabetes and heart disease, that need ongoing treatment.

    Network

    State facilities

    Benefit

    26 conditions, according to the Chronic Disease List in the Prescribed Minimum Benefits

    Prescribed Minimum Benefits

    (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide members with continuous care to improve their health and well-being and to make healthcare more affordable.

    Day-to-day

    If you would like cover for day-to-day expenses, you can make use of the Momentum HealthSaver+

    Savings

    You can add HealthSaver+ to supplement your day-to-day benefits.

    Benefit

    GP Visits

    • 2 virtual consultations per beneficiary per year from the GP Virtual Consultation Network, which includes Hello Doctor. Consultations include scripting of medication where required. Medication is subject to HealthSaver+, if available.
    • If you need cover for other day-to-day expenses, like additional GP visits or prescribed medicine, you can choose
      to make use of the HealthSaver.

    + You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme.

    The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

    Health Platform Benefits

    A unique benefit that encourages health awareness, enhances quality of life and gives peace of mind through preventative
    care and early detection tests.

    Network Provider

    Available from: any provider.

    Benefit

    Preventative care includes:
    Baby immunisations

    Flu vaccines

    Tetanus diphtheria injection

    Pneumococcal vaccine

    Early detection tests include:

    Preventative dental care covered up to R380 per beneficiary at any dental provider

    Pap smear consultation (nurse, GP or gynaecologist)

    Pap smear (pathologist)
    – Standard or LBC (Liquid Based Cytology) or – HPV PCR screening test (If result indicates high risk, then a follow-up LBC is also covered)

    Mammogram

    General physical examination (GP consultation)

    Prostate specific antigen (pathologist)

    Health assessment: Blood pressure test, Cholesterol and Blood sugar (finger prick tests), height, weight and waist circumference

    Cholesterol test (pathologist)*

    Blood sugar test (pathologist)**

    Glaucoma test HIV test (pathologist)

    Maternity programme
    Doula benefit 

    Antenatal visits (Midwives, GP or gynaecologist)

    Online or face-to-face antenatal and postnatal classes

    Online video consultation with lactation specialist

    Nurse home visit 

     

    Pathology tests: Blood group, full blood count, Rhesus factor, creatinine, glucose strip, haemoglobin estimation

    Urinalysis

    Urine tests (microscopic exams, antibiotic susceptibility and culture)

    Urine tests (dipstick) Scans

    Paediatrician visits

    Health line
    24-hour emergency health advice.

    For more information on this option, download the relevant document below.

    See Our Medical Aid Options

    Ingwe Option

    From R589 P/M

    It’s an affordable, entry-level medical aid plan, but you can still enjoy hospital cover, day-to-day and chronic illness benefits when you use the network providers.

    Terms and Conditions Apply

    Custom Option

    From R2353 P/M

    The Custom Option is the medical aid plan to choose if you are looking for an affordable hospital plan with customisable savings through HealthSaver+ and free preventative screening benefits.

    Terms and Conditions Apply

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    Momentum Health4Me is not a medical scheme product, and is not a substitute for medical scheme membership. The information provided on this website does not constitute advice in terms of the Financial Advisory and Intermediary Services Act. Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.

    Bloom Gap Cover is not a medical Scheme. Products that are offered are not the same as that of a medical scheme.

    © Bloom Financial Services 2023. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140). Bloom Gap is underwritten by Infiniti Insurance Limited a licensed non-life insurer and an authorised financial services provider (FSP No.35914)

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